:root{--bg:#fff;--surface:#f8fafc;--border:#e2e8f0;--text:#0f172a;--muted:#64748b;--accent:#4f46e5;--accent-hover:#4338ca;
--accent-text:#4338ca;--ring:#6366f1;--ok:#15803d;--bad:#b91c1c;--shadow:0 12px 32px rgba(15,23,42,.10)}
@media (prefers-color-scheme:dark){:root{--bg:#0b0d12;--surface:#12151c;--border:#262b38;--text:#e6e9f0;--muted:#9aa4b5;
--accent-text:#a5b4fc;--ok:#4ade80;--bad:#f87171;--shadow:0 12px 32px rgba(0,0,0,.5)}}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--text);font:16px/24px system-ui,-apple-system,"Segoe UI",Roboto,sans-serif}
a{color:var(--accent-text);text-underline-offset:3px}
:focus-visible{outline:2px solid var(--ring);outline-offset:2px;border-radius:4px}
.wrap{max-width:1080px;margin:0 auto;padding:0 16px}@media(min-width:900px){.wrap{padding:0 32px}}
header{border-bottom:1px solid var(--border)}
.bar{height:64px;display:flex;align-items:center;gap:16px}
.brand{display:flex;align-items:center;gap:8px;font-weight:600;font-size:18px;color:var(--text);text-decoration:none}
.logo{width:28px;height:28px;border-radius:7px;background:var(--accent);display:grid;place-items:center}
.spacer{flex:1}.bar a.link{color:var(--muted);text-decoration:none;padding:8px 4px}.bar a.link:hover{color:var(--text)}
.btn{display:inline-flex;align-items:center;justify-content:center;height:44px;padding:0 20px;border-radius:8px;
font-weight:600;font-size:15px;text-decoration:none;border:1px solid var(--border);color:var(--text);background:var(--bg)}
.btn:hover{background:var(--surface)}.btn.primary{background:var(--accent);border-color:var(--accent);color:#fff}
.btn.primary:hover{background:var(--accent-hover)}.btn.sm{height:36px;padding:0 14px;font-size:14px}
.hero{display:grid;gap:40px;padding:56px 0 64px;border:0}
@media(min-width:900px){.hero{grid-template-columns:1.05fr .95fr;align-items:center;padding:88px 0 96px}}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:500;color:var(--muted);
border:1px solid var(--border);border-radius:999px;padding:4px 12px;margin-bottom:20px}
.dot{width:8px;height:8px;border-radius:50%;background:var(--ok)}
h1{font-size:clamp(32px,6vw,52px);line-height:1.1;letter-spacing:-.02em;margin:0 0 16px;font-weight:700}
.lead{font-size:18px;line-height:28px;color:var(--muted);max-width:520px;margin:0 0 28px}
.cta{display:flex;flex-wrap:wrap;gap:12px;align-items:center}.note{color:var(--muted);font-size:14px;margin-top:16px}
.panel{background:var(--bg);border:1px solid var(--border);border-radius:12px;box-shadow:var(--shadow);overflow:hidden}
.panel-h{display:flex;justify-content:space-between;align-items:center;padding:14px 16px;border-bottom:1px solid var(--border)}
.panel-h strong{font-size:14px}.tag{font-size:12px;color:var(--muted);border:1px solid var(--border);border-radius:999px;padding:2px 8px}
.kpis{display:grid;grid-template-columns:1fr 1fr;border-bottom:1px solid var(--border)}
.kpi{padding:14px 16px}.kpi+.kpi{border-left:1px solid var(--border)}
.kpi span{display:block;font-size:12px;color:var(--muted)}.kpi b{font-size:22px;font-variant-numeric:tabular-nums}
.pos{color:var(--ok)}.neg{color:var(--bad)}
table{width:100%;border-collapse:collapse;font-size:14px}
th{font-weight:500;color:var(--muted);font-size:12px;text-align:left;padding:10px 16px}
td{padding:10px 16px;border-top:1px solid var(--border)}.r{text-align:right;font-variant-numeric:tabular-nums}
.badge{display:inline-block;font-size:12px;font-weight:500;padding:1px 8px;border-radius:999px;background:var(--surface);border:1px solid var(--border)}
.panel-f{padding:10px 16px;font-size:12px;color:var(--muted);border-top:1px solid var(--border);background:var(--surface)}
section{padding:56px 0;border-top:1px solid var(--border)}
h2{font-size:28px;line-height:36px;letter-spacing:-.01em;margin:0 0 8px}.sub{color:var(--muted);margin:0 0 32px;max-width:560px}
.grid{display:grid;gap:16px}@media(min-width:760px){.grid.three{grid-template-columns:repeat(3,1fr)}}
.card{border:1px solid var(--border);border-radius:12px;padding:20px;background:var(--bg)}
.icon{width:36px;height:36px;border-radius:8px;background:var(--surface);border:1px solid var(--border);display:grid;place-items:center;margin-bottom:14px;color:var(--accent-text)}
.card h3{font-size:16px;line-height:24px;margin:0 0 4px}.card p{margin:0;color:var(--muted);font-size:15px}
.step{font-variant-numeric:tabular-nums;font-weight:600;color:var(--accent-text);margin-bottom:8px;display:block}
.final{text-align:center}.final .sub{margin:0 auto 24px}
footer{border-top:1px solid var(--border);padding:24px 0;color:var(--muted);font-size:14px}
.foot{display:flex;flex-wrap:wrap;gap:8px 24px;justify-content:space-between}
@media (prefers-reduced-motion:no-preference){.btn{transition:background .12s,border-color .12s}}